If someone hits my car in traffic and they do not have a drivers license and are not a covered on the owners insurance?

If neither of you had insurance, you're pretty much out of luck. If he was at fault, you certainly would have the right to sue him, but his ability to pay any judgment rendered is probably minimal.

What is your specific question? If the adverse driver was driving the vehicle with the owner's permission, he is most probably covered by the owners automobile liability insurance policy.

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