If my insurance does not cover more than 10000 of a vehicle i total which is worth maybe 20000,can i get sued?

Asked over 1 year ago - Atlanta, GA

If my insurance does not cover more than 10000 of a vehicle i total which is worth maybe 20000,can i get sued?

Attorney answers (9)

  1. Glen Edward Ashman

    Pro

    Contributor Level 20

    5

    Lawyers agree

    Answered . If you're at fault, yes.

    If you find this answer helpful, please mark it here on AVVO as helpful. In answering you, I am attempting to... more
  2. Kevin Coluccio

    Contributor Level 20

    6

    Lawyers agree

    Answered . Yes, unless the insurance company is able to resolve the matter within policy limits.

  3. Michael Shemtoub

    Contributor Level 17

    6

    Lawyers agree

    Answered . You need to take a copy of the police accident report and your policy of insurance and consult with an attorney.

    View my website & give me a call for a FREE consultation if you are a California resident 877-427-2752 or you can... more
  4. Mark John Caruso

    Pro

    Contributor Level 12

    6

    Lawyers agree

    Answered . yes, unfortunately

    The AVVO response or other communication by Caruso Law Offices does not create an attorney-client relationship.... more
  5. Robert G. Rothstein

    Contributor Level 14

    4

    Lawyers agree

    Answered . Yes, if you were at fault, and that is all the insurance you have, you can be personally sued. See if you have an umbrella provision in your homeowners policy or any other policies you may own. If you do, the umbrella coverage might take care of it.

    Law Offices of Robert G. Rothstein
    www.rgrothsteinlaw.com

    Disclaimer: This response is provided to you for educational and informational purposes only and no attorney-... more
  6. Manuel Alzamora Juarez

    Contributor Level 20

    4

    Lawyers agree

    Answered . No, if the case is resolved within the policy limits. Call your insurance company and submit the accident claim to them. Let the insurance company handle the accident claim. The only way you will get sued is if the plaintiff does not wish to take the insurance monies, Best of luck.

    This answer is provided by California Accident Attorney Manuel A. Juarez, Esq., 510-206-4492. Abogado de... more
  7. Sean P. Wickens

    Pro

    Contributor Level 11

    3

    Lawyers agree

    Answered . You can get sued if you cause damage to another person's vehicle. If your liability limit is $10,000, then your insurance company won't settle for $10,000 and leave you holding the bag on additional property damage that is owed.

  8. Christian K. Lassen II

    Pro

    Contributor Level 20

    3

    Lawyers agree

    Answered . Only if it doesn't settle within limits.

  9. Joseph E. Lariscy III

    Contributor Level 8

    1

    Lawyer agrees

    Answered . I find this odd. If you live in Georgia, insurance requirements are a minimum of $25,000 limits. To answer your question, yes, if you do not have enough coverage to pay the damages on a vehicle, and the accident is your fault, there is a chance that the not-at-fault party will file suit.

    If this information has been helpful, please mark it as "Best Answer" or "Helpful". For more information, contact... more

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