I am unclear about why you would mention both Chapter 7 and Chapter 11 in the same question, as the threshhold requirements and criteria differ greatly. In order to qualify to file Chapter 7, there is a household income test. If your household income for the past 6 months exceeds one half of the threshhold annual income number, you can't file Chapter 7. If your debts are too large to discharge in Chapter 13, you may consider Chapter 11, which is a much more complex and much more expensive proceeding.
In either case, you are required to include future expectancies, and iimminent. If the death of the person you anticipate inheriting from occurs within 180 days of filing, you are required to inform the Bankruptcy trustee, who will make a claim on it.
