The un secured promissory note stated that I promised to re - affirm the debt after bankruptcy. Is this legal and enforeceable?
Agreements that tend to vary your rights in bankruptcy, such as this, are usually unenforceable.
There is boiler-plate language in many agreements, that are customarily disregarded and unenforceable against the one in chapter proceedings.
General legal advice is offered for educational purposes only. A consultation with a qualified attorney is required to determine specific legal advice as to your situation and applicable law. We are a debt relief agency and we help people file for relief under the bankruptcy laws.
It has been many years since I handled a bankruptcy, but I believe the answer is still "no." This is not enforceable. You should ask your bankruptcy lawyer.
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