If I have insurance coverage for my personal vehicle and wanted to rent a car, would my coverage transfer?

Asked over 1 year ago - West Orange, NJ

In other words, would I have the same coverage with the rental as I would with my own vehicle? I would like to rent a car for someone and wanted to know if they would be covered under my insurance since they live with me and have no insurance of their own. This would be permissive use... so is it safe to say that the individual could be covered too?

Attorney answers (4)

  1. Michael A Ferrara Jr


    Contributor Level 13


    Lawyers agree

    Answered . I rent cars with my Amex that covers rental cars so ii don't have to buy insurance. Call your insurance company just to be safe.

    Please note that these answers are provided as a community service and are not meant to create an attorney-client... more
  2. Michael Shemtoub

    Contributor Level 17


    Lawyers agree

    Answered . I always advise my clients to purchase the additional insurance unless you are 100 % sure by calling your insurance carrier that you will be fully covered. Call your carrier and then decide with the details they provide you!

    Check out my website below and give me a call for a free consultation if you are a California resident 877-427-... more
  3. Mohamed E Seifeldein


    Contributor Level 10


    Lawyers agree

    Answered . This question is more suitable for your insurance provider.

  4. Scott J. Corwin


    Contributor Level 18


    Lawyers agree

    Answered . I agree with the responding attorneys. You should contact your carrier.

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