I was under cardiac arrest, and the doctors were not able to resuscitate me--the defibrillator attempt failed. I was declared dead (shows on my medical records), but as the staff was vacating, my heart started up again. I am just curious if I can collect life insurance now since I was legally dead.
Practical problems you would have are that the insurance company requires a death certificate and YOU would not be the beneficiary, under any circumstances. It likely has something in the policy that defines "death." Interesting question. But I see no practical way of collecting.
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Estate Planning Attorney
That would be a pretty neat trick!
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Family Law Attorney
No. You need to be officially dead, with a death certificate!
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Divorce / Separation Lawyer
Being resuscitated does not mean that you are dead. Good luck with your life, enjoy it without the insurance proceeds.
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10 lawyers agree
Insurance Law Lawyer
You are not the first person to ever ask this, but the answer is still no. The wonderful thing is that you have something much better than death benefits, i.e, life. As they say, you can't have your cake and eat it, too.
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4 lawyers agree