If an Credit Union account is used by debtor instead of regular bank for depositing pension and social security checks can that account be garnished or the funds frozen to satisfy a creditor?
Health Care Lawyer
Yes. Creditors can attach accounts as judgment creditors, there is no difference if it is a credit union account or a bank account. The difference would be that certain accounts cannot be garnished, for example, social security payments may be exempt from the creditors. If a restraint is filed against the account, the debtor would have to evidence that the funds were not attachable.