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If funds are deposited in a Credit Union account can a creditor garnish from that account or freeze it like a regular bank?

Massillon, OH |

If an Credit Union account is used by debtor instead of regular bank for depositing pension and social security checks can that account be garnished or the funds frozen to satisfy a creditor?

Attorney Answers 1

  1. Yes. Creditors can attach accounts as judgment creditors, there is no difference if it is a credit union account or a bank account. The difference would be that certain accounts cannot be garnished, for example, social security payments may be exempt from the creditors. If a restraint is filed against the account, the debtor would have to evidence that the funds were not attachable.

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