If a spouse is not financially able to pay for the funeral of their deceased spouse what should be done.

A spouse died and did not have any life insurance. The surviving spouse is not financially able to pay for the funeral is asking the deceased's family for help. The family is willing to pay for a funeral but the spouse and family disagree about the funeral events. If the wife can't pay for the funeral does she have the ability to make the final decisions in regards to the funeral arrangements.