If a quit claim deed has been executed giving rights to another. Can grantor borrow against property without grantee's approval?

Asked 8 months ago - Salisbury, MD

Flag

Man owns real property tenants by entirety and has clear title/no mortgage. Man marries but doesn't add wife to deed. Man executes quit claim deed giving interest in property to children of previous marriage and leaving current wife a life estate. Man, with wife, mortgage/borrow against the property after execution of the quit claim deed. My question is, did the man have the legal right to borrow against a property he has given away his rights to?

Attorney answers (3)

  1. Contributor Level 17

    3

    Lawyers agree

    Answered September 14, 2012 06:16. A tenancy by the entierty means man and wife, as a unit, own the property. Man, alone, cannot break the tenancy by the entierty. They must execute a deed, together. I think you are confused on what the terms mean, and so the question may be a bit misleading. The surest thing is to bring your documents to a Salisbury attorney for review and explanation. Would you like a referral?

  2. Contributor Level 8

    2

    Lawyers agree

    Answered September 13, 2012 21:00. If the QCD was filed in the land records, there is no way this man would've rec'd a loan - or placed any type of lien against the property.

    The owners should file a declaratory judgment to remove the lien from chain of title.

  3. Contributor Level 11

    1

    Lawyer agrees

    Answered September 14, 2012 06:44. I agree with the other two answers. If he did in fact own the property outright himself and executed one quitclaim deed to his kids reserving a life estate for his wife only, then he has given away every right he has in the property. If he owned it as "tenants by the entirety" then that indicates he owned it with another person so you have a different outcome. This would be a simple, and most likely inexpensive, matter to seek advice on from an attorney. Take a copy of the original deed and the subsequent deed to a local real estate lawyer for a consultation.

    Disclaimer: This answer sets up no attorney/client relationship. The information provided here is done so as... more

Can't find what you're looking for? Ask a Lawyer

Get free answers from experienced attorneys.

 

Ask now

25,034 answers this week

2,626 professionals answering

Ask a Lawyer

Get answers from top-rated lawyers.

  • It's FREE
  • It's easy
  • It's anonymous

25,034 answers this week

2,626 professionals answering

Legal Dictionary

Don't speak legalese? We define thousands of terms in plain English.

Browse our legal dictionary