I owe a little over $2000 in tuition to a community college. My husband lost his job and has been out of work for over a year now. We are a few weeks away from losing unemployment benefits which are our only source of income. We own no property, have no credit cards and no bank accounts. I want to pay off this debt, just don't have the means. What will happen if a judgement is levied and we have nothing to garnish for repayment purposes? I was served papers last night.