IF a Default judgement is granted in the state of Texas can they go after you checking and savings accounts?

Asked over 1 year ago - Dallas, TX

I know that they can't garnish my wages and that this is not a federal debt so not much that they can do unless I sell my house in which I believe that they can get their money out of whatever money I get out of the house correct? Or if I am given some sort of inheritance I believe that they can get their money out of that but I am not sure. Please respond, This is a Credit Card debt.

Attorney answers (3)

  1. Hershel Robert Chapin

    Contributor Level 11


    Lawyer agrees

    Answered . Consumer credit card creditors can garnish your checking and savings accounts if they have a valid default judgment. All they really need to know is where you bank.

    This general opinion DOES NOT create an attorney-client relationship. No communication can ever replace the... more
  2. Susanne Ruiz Rodriguez

    Contributor Level 13


    Lawyer agrees

    Answered . Sounds like you need a knowledgeable consumer law attorney in your area. In my state, Washington, a judgment creditor can garnish wages, levy bank accounts, put a lien on your house, and force the sale of assets. Texas law may be different, but you definitely need good legal advice to know what's at risk.

    The answers to these questions may be different depending on your individual circumstance and should not be... more
  3. Diane L Gruber


    Contributor Level 18

    Answered . Ms. Rodriguez's advice is sound. Oregon is the same, but don't know about Texas.

    Be sure to designate "best answer." If you live in Oregon, you may call me for more detailed advice, 503-650-9662.... more

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