I recently got scammed for $1,900.00 on Craigslist "selling a bike" The end result was I received a check $1,900.00. it was a bad check. My question is If I had only $2.00 in my account before placing the check into my bank account. Should I be held liable for the bank giving me access to the moneys of the fraudulent check without checking to see if the check was bad first. Should they only allow me the funds available in my account, being the $2.00 until the check is cleared and processed. Bad Check Given to my bank for processing are they responsible for making sure the check is good before giving me the funds of the check.