How much does it cost to reclaim ones identity on average. Disney's subcontractor of investment information lost a tape containing my soc. # and other info. They've offered a membership in consumerinfo.com to moniter my credit info. but it has a 25,000.00 I.D. theft insurance clause. Is 25,000.oo enough to make me whole if my info is stolen which as far as I know it hasn't been I have 80 more days to accept their offer. I also assume i'm giving up any further action against either Disney or their subs if I accept this offer. good idea or bad? thankyou for any info.