Now what I didn't have insurance at the time so now what are my rights
Call the police and give them the info on the car that hit you. that is hit and run a criminal offense. Hopefully they will trace the owner and driver. The police should ask if you can describe the driver. Assuming it was the drivers fault you were hurt, you can sue the driver and possibly the owner once identified. If you have no insurance, your state may have some victim of crime fund to help with uninsured losses. The police or states atty office should be able to assist you or perhaps you can search online.
If the other parties have no ins or cant be identified, if you have uninsured motorist coverage on any auto policy you have, you should qualify to make an uninsured motorist claim. That would be for your med bills, time missed from work, pain and suffering, etc. If you personally have no auto ins, but you live with a relative who does have, you may be able to get coverage under that policy for uninsured motorist. If you have auto ins or again live with a relative who does, you may also be eligible for med pay coverage if there is any on the policies. That coverage will pay for med bills. Either way, you should get all necessary med treatment asap. Your health is the most important thing. Follow up with a personal injury lawyer in your area for specific advice on Il law.
Make sure you file a police report if you haven't already. As the others have said, they should be able to track down the owner and possibly the driver.
Get immediate medical attention for any injuries you have, do not "tough it out". Additionally speak directly with an Illinois personal injury attorney immediately. He or she will be able to help you protect your rights and potentially any recovery you may be entitled to under the law.
My office handles such cases on a regular basis, if you would like call me for a free consultation. 630-679-0930. No fees are charged on personal injury cases until we collect for you.
Make an immediate hit & Run report with the police. If you ascertained his correct license plate number they will be able to trace the vehicle's owner. Once identified, the police will be able to learn if there is a liability insurance policy on the vehicle. You need to speak to an IL. attorney immediately, especially if you sustained personal injuries. I am a California personal injury attorney, but am not licensed to practice law in IL. In California If the owner and/or driver of the vehicle has no liability coverage, and you have an automobile with uninsured motorist coverage you would be able to present an uninsured motorist coverage - only an IL. attorney could inform you if that is the law in your state. SEEK THE ADVICE OF A LOCAL ATTORNEY. Good luck.
I agree with the others. There is one more thing. IF you drive, you must be insured. IF you are insured, you really should have uninsured motorist (UM) and underinsured motorist (UIM) coverage for situations such as this. First of all, insurance is THE LAW. Second, it is for situations where the other driver either leaves the scene or is grieviously underinsured.
Report it and hopefully the police will identify the other driver. You can hope he is insured. If not, you have no realistic option.
Stephen L. Hoffman
Law Office of Stephen L. Hoffman LLC
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