I want to sue my mortgage company, what kind of lawyer do I need?

Asked about 2 years ago - New Haven, MI

I have a lot of information, so I will give you the cliff notes verison. In 2007 we built a house, 2008 my wife lost her job, even though she found employment the salary was less so in 2009 we missed a payment. We contacted our mortgage company and asked for some help and they told us we didn't qualify. This ensued for several months when they tried to put us in foreclosure. We ended up going to Chapter 13 in an attempt to save our house, that didn't work and we pulled our house out of the Chapter 13. The mortgage company eventually put us into the foreclosure process, we followed the requirements and they agreed that we qualified for modification. They admitted that they hadn't been counting my wife's employement for the past 3 years. That was back in April, we still haven't heard

Attorney answers (3)

  1. John F. Brennan

    Contributor Level 19


    Lawyers agree


    Answered . Obviously, but Cliff Notes version of the facts is insufficient upon which to give you a firm answer. I would have to have a full exposition of the facts and series of events before I could provide reasonable counsel.
    On the other hand it would appear that you have admitted that you are behind in your mortgage payments, which of course gives the mortgage holder the ability to commence a foreclosure proceeding. You have stated, that you and the mortgage company have agreed to you are qualified for some form of modification. Your complaint appears to be that you have not heard from them since April, and, it appearing that you are still in the home, what precisely is your complaint? You certainly have a right, and perhaps it would be wise, for you to engage in attorney to attempt to move the modification process along. I would hope for your sake that the intervening period of time, and your actions has not changed the circumstances.

    To the PROSPECTIVE client, please call myself or another attorney for you choice with more detaiils and an... more
  2. Loren M. Dickstein


    Contributor Level 17


    Lawyer agrees


    Answered . You need a civil litigation attorney with real estate experience. You can use Avvo to find a lawyer in your area who can help you.

  3. Evan A Nielsen

    Contributor Level 18


    Lawyer agrees

    Answered . You need a civil litigation attorney licensed in your jurisdiction, preferably with some experience in these types of litigations.

    Good luck.

    Evan A. Nielsen
    1255 W. Colton Ave., #506 | Redlands, CA 92374
    Main: 909.363.4658 | Fax: 480.304.3211

    Mention this Post for a free consultation.

    Evan A. Nielsen is licensed to practice law in California. The information provided here is for educational... more

Related Topics


There are different types of debt, but all involve one person (the debtor) owing money to another (the creditor). Terms of repayment are governed by a contract.

Property foreclosure

If you miss too many mortgage payments, your lender can start foreclosure proceedings to take ownership of the property, but it has to follow your state's laws.

Can't find what you're looking for? Ask a Lawyer

Get free answers from experienced attorneys.


Ask now

24,127 answers this week

2,914 attorneys answering

Ask a Lawyer

Get answers from top-rated lawyers.

  • It's FREE
  • It's easy
  • It's anonymous

24,127 answers this week

2,914 attorneys answering