Now my dad has to pay $600 because he forgot to make payments and he just decides to tell me now. I spoke to the number they provide on the civil demand and the supervisor told me that I had to pay now the $600. I told them I was not going to pay anymore that I rather get sued and she told me that she was going to leave a note on my case saying that I wanted to get sued and that Walmart should sue me. Then I hanged up. I’m not sure what to do now. I’m really worried. Please help. Oh the cops didn't press criminal charges by the way. They were really nice neither did the manager at Walmart. I know now i did wrong and i really learned my lesson, its just gotten so confusing now.
Criminal Defense Attorney
Don't bother trying to work things out directly with those folks by yourself. They are notoriously full of it. They will likely remain so until you involve an attorney. Visit a local attorney who focuses on either criminal defense or debt collection and either should be able to assist you. If you had an attorney represent you in the matter which gave rise to the initial request, talk with that individual. Otherwise, prepare for a long and drawn out battle with likely dings to your credit report/score and harassment along the way. They are terrible people and they are not on your side.
The above advice is intended to be educational only. Any legal issue(s) should be brought to the attention of a licensed and qualified attorney in your state of residence. No attorney-client relationship exists or should be construed to exist by virtue of this post.
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Criminal Defense Attorney
Mr. lober is correct. Hire someone who can deal with them for you.
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Criminal Defense Attorney
Continue to hang up on them.
There is a law in most states, including Wisconsin, which allows for civil action collection when there is a retail theft. Most people choose to ignore the demand. They get a few more letters, each time asking for more, and then they stop. While the retailer can sue you, I have never heard of anyone actually getting sued. You do not owe any money unless you are sued and the retailer wins. This is a common ploy. Do not pay. If you do, you will be in a database which could affect your ability to get a job and could impact your life in other ways. If you are uncomfortable, have your lawyer write a letter. That should be the end of it.
(copied from Illinois Atty. Judy A Goldstein’s post but it is my opinion as well) http://www.avvo.com/attorneys/60448-il-judy-goldstein-1137006.html
See also: http://addbalance.com/civildemand.htm
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