I rear-ended an off-duty out of jurisdiction police officer recently and did very minimal damage to the bumper of his SUV. All it did was knock off a plastic strip, I'm pretty sure it won't even require a new bumper. The police did not come and we resolved to fill out a report online. As i was filling out the report to send it in, I realized that a report is not even necessary unless the damages are over $1000, which I am SURE they are not. We exchange information to which he got many details and gave me minimal details. I have called him 4 times and have had no calls returned. His insurance company has already contacted me, but I would STILL like to pay out of pocket. Should I tell his insurance comp this? What if they have already told mine? Can I take it back? I will hand over the cash.
