I own two houses one of which is paid off, if I file for bankruptcy will I lose the house that is paid off

I am not licensed in your state and am not familiar with Ohio exemptions, but if their exemptions are likes those of most other states, then a chapter 7 is probably a really bad idea if you want to keep both houses. Homestead exemptions typically can only be applied against one house (and contiguous land). And if Ohio isn't a a state where there is an unlimited homestead exemption (like Florida and Texas are known for), even if you lived there, you might not have a sufficient exemption to claim the home exempt. If you need a way to make your bills more manageable, a chapter 13 might be a better alternative for you, as you get to keep your property, and pay a portion (if not all) of your unsecured debt, based on the amount of equity you owe in a 3-5 year payment plan.

So, yes, I think it's likely you'd lose the paid off house in a chapter 7 bankruptcy (based on the limited facts you gave me and not really knowing Ohio Exemptions), but chapter 13 is a viable alternative for someone in your situation. You really need to consult an Ohio bankruptcy attorney about this, because they can best advise you as to the impact Ohio exemptions have on your unique situation. And there may be facts you haven't disclosed that impact the answer.