I missed a payment on a payment plan do I have to pay the full amount now??

Asked over 1 year ago - Colorado Springs, CO

it was the first payment and I forgot about it .

Attorney answers (4)

  1. Deborah F Bowinski

    Contributor Level 17


    Lawyers agree

    Answered . You haven't really provided enough information to allow for a helpful answer. Are you in a chapter 13 plan and missed a plan payment? Are you in a chapter 7 and missed a payment to your trustee for non-exempt asset turnover? Are you in a payment arrangement with a creditor to try to stave off a garnishment?

    If you have an attorney you hod contact him or her immediately. If you do not have one, then if you can provide a little more info and clarification the I might be better able to help.

  2. Daniel Nelson Deasy

    Contributor Level 20


    Lawyers agree

    Answered . You need to talk to your bankruptcy attorney about this situation.

    Good luck.


    In no way am I offering you legal advice, and in no way has my comment created an attorney-client relationship.... more
  3. Matthew Scott Berkus

    Contributor Level 20


    Lawyers agree

    Answered . Talk to your bankruptcy attorney. For the sake of answering your question, I am going to assume we are talking about a chapter 13 bankruptcy payment plan and you missed your first payment.

    If your in Colorado Springs, then your chapter 13 trustee is Doug Kiel; in general, so long as the payments are current by the date of the first confirmation hearing, no harm, no foul.

    Bottom line, pay to bring it current, and you should be fine.

  4. Diane L Gruber


    Contributor Level 18


    Lawyers agree

    Answered . Did you miss a Ch.13 Plan payment? Some trustees are more lenient than others, but YES you will have to make it up BEFORE your bankruptcy is finished. Talk to your BK attorney.

    Be sure to designate "best answer." If you live in Oregon, you may call me for more detailed advice, 503-650-9662.... more

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