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I'm applying for a private insurance disability claim for short, then long term disability. Do I need an attorney?

Asked over 2 years ago - Atlanta, GA

I'm a professional with a neurodegenrative disorder whose position was terminated due to the effects of my disability and told I need to go into disability after I performed poorly on a neurocognitive test. Is it recommended to obtain the services of an attorney? Should I apply for social security benefits as well?

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Attorney answers (2)

Nan Shelby Calloway

Reputation Level 7

Answered over 2 years ago. Social Security Lawyers in Elkton, KY.

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I do not practice in your state, but Social Security practice is Federal and the same regulations apply to all states. Based upon my 29 years of experience in Social Security disability, I would recommend that you apply for Social Securtiy disablity if you cannot perform your past work. It is a long process, of denials and appeals, so you may want to start now.

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Alan C. Olson

Reputation Level 9

Answered over 2 years ago. Employee Benefits Lawyer in New Berlin, WI.

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Your claims for STD and LTD benefits through the private carrier would be pursued through a federal court in the event that internal appeals are denied by the carrier. ERISA law and the federal litigation process is complex, so it would be to your advantage to have an attorney.

Alan Olson

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