Home > Research Legal Advice > Car / Auto Accident > I lent my car to my cousin. He caused an accident and the car was not i...
Asked 5 months ago - Los Angeles, CA
FlagHe has clean driving and criminal record. He was sober. He does not have his own car and does not have insurance. My car was not insured either. The damage for the other car was for about $8,000. It was a new Lexus. Nobody was injured. He is in the police report as a driver. I was not even there. It happened in Los Angeles California. Thank you
Although your car and driver were uninsured, it does not mean that the driver of the Lexus was uninsured. Most likely, the driver of the Lexus has uninsured motorist coverage and should be able to collect from his insurance company. However, his insurance company more than likely will be seeking reimbursement for whatever they have to pay out and quite likely will be contacting you. In California, the law requires that minimum coverage be acquired if driving a vehicle here. Good luck.
If the owner of the other car files a claim for Uninsured driver, his company will reimburse him and come after you and your friend for reimbursement. Also, the DMV will suspend your friend's license for driving without insurance. You may also be suspended. The only way to regain your license is to pay the claim. You can do this by paying outright the amount demanded or by entering into an agreement to pay. If you or your find do not have any money, then you may consider talking to a BK lawyer. Best of luck.
Don't speak legalese? We define thousands of terms in plain English.
Browse our legal dictionary