Home > Research Legal Advice > Car / Auto Accident > I have taken a rental car and met with an accident, fault is with me, sh...
Asked 10 months ago - Milwaukee, WI
FlagI had a rental car and was covered with the rental insurance, since it was 20$ a day i have taken my own car insurance which was active from 07/06/12 midnight, i went to the rental car company and cancelled the policy and told my new policy will be active from midnight and i want the policy to be active till midnight. While coming from the rental company i met with an accident which occurred on 07/06/12 around 4.30 pm. My rental car company insurance replied me now by saying we will not cover the bill, and i need to around 12k$ for the car, what should i do?
It sounds as though you need to meet with the rental car representative who you told to cancel the rental insurance coverage, starting after midnight. Hopefully he or she will remember your discussions and resolve the problem for you. If you paid for the full day of coverage, then it would appear that the rental car company insurance should have remained in effect through the time of your accident, and should cover you. Check to see if the paperwork from the rental car company indicated that your coverage with the rental insurance was to be cancelled after midnight the next day. Otherwise, it appears from your posting that your private auto insurance would not have been in effect until the next day, however, I would also notify them of the accident for them to determine if your coverage was binding as soon as you took out the coverage with them, which may have covered you for the accident.
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