I would like to make arrangements to pay this debt without going to court, and without filing the fact sheet. Is that possible?
Personal Injury Lawyer
It certainly becomes harder to negotiate a settlement now that you have a judgment, but it is do-able. It would be better to have an attorney do it but if you choose, you can attempt to negotiate yourself.
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Divorce / Separation Lawyer
You could call and make an offer, but if a judgement has been issued, then the creditor attorney is in the process of garnishing you, or putting a lien on your property and bank accounts. Do it quick, and make sure your settlement offer is in writing and includes all of the protections you need.
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Family Law Attorney
Possible, but highly unlikely since they have a judgment.
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As the other attorneys have pointed out, once a judgment is issued negotiating a low settlement becomes really difficult. At this point the creditor is able to garnish your wages, levy your bank account, and attach other assets. The information in the Fact Information Sheet will help them do this. Knowing the process and the plaintiff, it will take them some time to move on anything like that.
I would contact an attorney who regularly handles cases such as these to help you negotiate a settlement. You can do it on your own, but we have experience in shaping the narrative to get favorable settlement outcomes. Most attorneys will handle these types of situations on a contingency fee of what you actually save, so you really do not have to come out of pocket. The other benefit to using an attorney is that your information is protected more than if you did it on your own.
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