It has now been six months and the debt collector has not retried to serve me. However, the court records still indicate a suit has been filed against me for a debt. The debt is completely bogus. Unfortunately, I tried to get a loan for a house, but the bank told me that because of the pending lawsuit, it would not give me the loan. Is there any way to get the lawsuit dismissed because the debt collector is not attempting to serve me? Is there any penalty for filling a lawsuit against someone and then not prosecuting it?