Yes, SSDI funds are exempt from garnishment in Oklahoma. However, they can reposses the car if you stop paying for it, and obtain a judgment against you for the balance. If you begin working again, the creditor would be able to garnish your wages.
The answer given does not imply that an attorney-client relationship has been established. Your best course of action is to consult with an attorney by phone or personal meeting. Contact your local bar association for a referral.
In most states, SSI and SSDI are exempt from collections. Therefore, an ordinary creditor cannot garnish SSDI. However, you should check with your state's laws by talking to an attorney in your state.
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