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I have a non dischargable debit under ch 7
went thru chap7 and came out with a non dischargeable debt for several 100k I am self employed salesman with no assets ,no retirement etc is there a way i can stop collection? The attorney knows I have no assets and no way of paying off this debt but they are trying to collect
Attorney answers (2)
Reputation Level 4
Answered over 2 years ago.
Chapter 7 Bankruptcy Attorney in Fairfax, VA.
just file a Ch. 13 and pay some minimal amount into the Ch 13 plan to keep the crediotr at bay until discharge of theCh 13, from 3-5 years, at which time the balance owed on those debts WILL be discharged
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Reputation Level 13
Answered over 2 years ago.
Chapter 7 Bankruptcy Attorney in Seattle, WA.
Relief can be obtained in a chapter 13. If it has been more than 4 years since you filed the chapter 7 you are eligible to file and discharge that debt. If less than 4 years you can still file a chapter 13 but won't get a discharge. You can set up a payment in the 13 however which might be helpful. I suggest you contact an attorney with sufficient experience in bankruptcy to help you do this right.
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