I have a joint checking account with my father, when he dies could I be held responsible for his credit card debt

credit cards and checking account: I'm on my father's checking account, but not on his credit card accounts. When he dies, will I be responsible for his outstanding credit card bills? We live in California. - Is this your question? Add additional information
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Answers (2)

Zephyr Savoy Hill

Zephyr Savoy Hill

Contributor Level 5
You will not be responsible for his debt by way of the checking account. There may be other concerns to address when contemplating his death. Contact a good probate attorney ASAP.
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Svetlana V Couture

Svetlana V Couture

Contributor Level 3
If your information was not used to obtain those credit card accounts you shouldn't worry about being liable for that debt. However, credit holder may still place/request a lien against your father's estate which would ultimately, and probably, affect your claims for inheritance as well.
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