Home > Legal > Questions & Answers > Fraud > I have a checking account, I used my debit card and overdrawn my account (no checks were used) it that considered fraud
I have a checking account, I used my debit card and overdrawn my account (no checks were used) it that considered fraud
If you have an overdraft, the bank likely is happy about it since they can charge you more money. On the other hand, if you deliberately overdrew the account that could be fraud.