Filed chapter 13 in Nashville almost 5 years ago. Have never been late or missed a payment.
Can I pay off the balance and not make any more payments?
I have been calling my lawyer for a week with no return phone call.
Normally, there is no problem with paying the last balance in a lump sum. If the amount is substantial, they may ask where you got the money. You are required to pay all your disposable income to the Trustee. Bottom line is I have never seen a problem with the last 3 payments paid at one time.
