You should contact a local attorney immediately and not speak to anyone else until you do!
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As others have said, report this to your carrier and contact qualified traffic counsel.
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Report it to the owner's insurance company immediately as well as your own. If you had any injuries you should consult an attorney as well as depending on why the other driver was cited you may have a counterclaim for damages. The insurance of the owner should defend you against the other drivers
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Pass the demand on to your insurance company who will evaluate their claims and settle or defend as they see fit. Insurance companies are good at defending these matters aggressively. If you didn't have insurance, you may need to consult a lawyer about a strategy.
You should report the wreck to both insurance companies if you haven't done so already. You should go to court for the hearing on the traffic ticket if you believe you were not at fault. Good luck.
Turn it over to your insurance company.
Darrell B. Reynolds, Sr.
Attorney and Counselor at Law
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It sounds like you failed to yield the right of way and were likely at fault. Report the claim to your insurer. As there could be facts we don't have, also see a lawyer just to be safe and determine what if anything you need to do as to the ticket and injuries. But the good news is your insurer will defend you from civil claims.
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If you had a green light (and can prove it) then the other car must have had a red light and that would put them at fault, not you. You probably should talk to a criminal lawyer or a traffic court lawyer to get advice on how to prove your claim in court.
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If you had insurance, then notify your insurance agent who should put you in touch with right person at the insurance company. They will typically have a duty to defend you. If the other driver was cited for a moving violation which could have caused the collision, you may have a defense. You may also have claim against the driver and the owner. If the insurance on the other vehicle covers the matter and you have property or injury claims, then you may be able to collect from their insurance company. Be sure to tell your insurance carrier about the ticket the other driver received.
Call your insurance company. See links.
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