I got insurance for the vehicle that i am driving, colonial county is the insurer. when i bought the insurance from colonial

Asked 11 months ago - Keller, TX

they asked me to provide all type of info like who were the former insurers of the vehicle they were insuring, i provided the declaration pages. After a few months of being with them they notified about their dissatisfactions with the declaration pages due to the fact that on the former insurances i was not listed. I explained to them that I wasn't in the former declaration pages b/c there was only one car in my family and I never drove it b/c my mom used it all the time. So my mom did not find it necessary to pay extra w/ her former insurance. now they are debating on either kicking me out or increasing my premium, is that correct, i feel like i am being unfairly discriminated for a situation i had no control over. isn't there some statute that protect consumers from these situations.

Attorney answers (3)

  1. Mark Allen Land

    Contributor Level 19

    4

    Lawyers agree

    Answered . The insurance company is not obligated to do business with you. Chances are you purchased a 6 month policy. At the end of that time, they can raise the rate or do whatever they want. If they are not satisfied with your explanation, I suggest finding a new carrier before the end of your policy.

  2. David J. McCormick

    Contributor Level 20

    1

    Lawyer agrees

    Answered . This question has been posted at least 2 other times.

    DISCLAIMER: David J. McCormick is licensed to practice law in the State of Wisconsin and this answer is being... more
  3. Tara Kaylene Millan

    Pro

    Contributor Level 11

    1

    Lawyer agrees

    Answered . This one has been posted before.

    Best of luck getting some fresh new replies-maybe more insight into your situation!

    This reply is not an attempt to solicit business. Tara Millan's reply is not to be considered a legal opinion... more

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