All monies left in my accounts were surrendered at the time I filled out the OFFER IN COMPROMISE form. I only had a few hundreds to surrender but would that save me from paying the few thousands the IRS is asking for? I told the IRS my expenses were being covered by a friend whose money I've been borrowing. All true. I have no other sources of income (unemployed), my unemployment benefits have expired, and no other monies the IRS can come after. All money I had I gave it to the IRS at the time a submitted the Offer in Compromise form, along with all the documentation the IRS asks for. What should I expect happening?