I filed Chapter 7 about 5 yrs ago, have $44000 in unsecured debt, am unemployed and no way to pay back. What options do I have?

Since you can't file a Chapter 7 again, your only option would be a Chapter 13 with $1 to be paid to unsecured creditors. Essentially, it will be a prolonged Chapter 7 bankruptcy and all the dischargeable debts would discharged after 3 years. Call me for further discussion.