I just purchased a used vehicle from a car lot which sold me a binder. They told me that it was full coverage for 265.00. They said it gave me 30 days to figure out which insurance company I wanted to go to. A couple of weeks later I was driving in a middle lane and a car on my left side swirved in my lane and to avoid hitting the car I swirved into the right lane which caused me to graze the car next to me. Meaning scratch, no physical damage. I told them to go get an estimate because we both thought it could be buffed out. He came back with an 2400.00 estimate. I told him lets just go through insurance. The binder that I had purchased from the car lot is full coverage only for my car, not his. Which makes me liable to pay. I do not have 2400.00. I am struggling now as it is.
