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I am trying to contact a collections attorney in order to pay a debt IN FULL with no result. What are my rights?
Round Lake, IL
Viewed 34 times.
Posted about 1 month ago in Debt Settlement
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My husband neglected to tell me that he stopped paying our association dues which were in MY name. I found out last week. All previous collection efforts went directly through my husband, so I had no idea. As soon as I found out I contacted the lawyer to find out what exactly was owed, and made arrangements on my end to pay the back due balance IN FULL, which I informed the lawyer. I told them I would pay them with certified funds and that I would drop them off the next business day after being told exactly what was due-they said they would work on getting me a balance ledger. I have called and emailed every day since last Wednesday, and still do not have an answer from them. I am becoming increasingly frustrated and wonder if there is anything I can do to make them move faster.
Answers (2)
Erik Glen Swanson
This attorney is licensed in Illinois.
Posted 27 days ago.
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Big collection firms can be difficult to work with. There's nothing you can really do to make them go any quicker, then then being persistant.
Shawn B Alexander
This attorney is licensed in Washington.
Posted 9 days ago.
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I agree with Mr.Swanson if you know the aproximate balance you may settle the acount over the counter getting a receipt marked paid in full or settled in full.
If you are going to settle mark the check “settled-in-full” at the very top back of the check and include a letter explaining you are offering a settlement, keep copies of everything. In addition you should talk with original creditor and explain your issue and they will contact the collector. I do not practice in your state and you will need to consult with a local lawyer for protection under your state law. I have pasted a link to the FDPCA to help you with your federal rights; http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf I hope this information and generic advice is helpful. Good Luck |
