Will I need to include my Military Disability and Soc. Security along with my wife's salary, she makes more than the states median allowed. Everything I've read, says the debt must have accured during some sort of service. For me that was over 40 years ago. We only have 1 vehicle she uses to get to work. We've given our house back to the bank and or now renting. Other than that we don't have anything of value. All of our debt is either Credit card or Pay Day Loans ( with very high interests )
Get an attorney to file a Chapter 7 to avoid problems. Social Security Income does not count and disability income may or may not count according to the means test. No matter what you should get an attorney to file the case and fill out the forms for you.
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You should hire a lawyer to work with you in filing your case. Social Security benefits do not get included in the means test, but most likely the military disability income does. If that puts you over the median for your household of two then you should NOT file a case without an experienced attorney. Navigating the means test is a challenge for even those attorneys who do it all the time. It is not for the inexperienced or for the pro se filers.
You need form b 22 completed. the forms are different for chapters 7 and 13. you need a lawyer.
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Just because your household income puts you above median income, that does not mean you cannot file a 7. Social Security income is not counted; the disability income will be. I doubt the exception for debt incurred while in the service woud apply, but there remains a solid chance you will still qualify for a 7. Clearly, you should meet with an experienced bankruptcy attorney.