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Hurricane Fay insurance...Is it too late to buy insurance?

How soon before a hurricane hits can you buy insurance to protect against flooding and other damage?

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Attorney answers (2)

Reputation Level 15
You will find that most insurance companies will not write any new home owners policies when they are aware of a hurricane approaching.

Reputation Level 10
Insurance companies put a freeze on casualty insurance when a natural catastrophe is imminent. Casualty insurance should be purchased in advance of any impending disaster. And, of course, it should be purchased after the passing of the incident; however, such coverage will not provide any protection for damage that has already occurred. Insurance needs should be assessed with a professional as aprt of an overall insurance portection plan.

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