How would I get an alleged creditor to stop reporting inaccurate info to the credit reporting agencies?

Attorney answers (4)

1. Licensed in GA

   

   Kris K. Skaar

   Marietta Debt Collection Attorney

   Contributor Level 13

   3

   Lawyers agree

   Answered February 04, 2013 05:45. There is absolutely no reason for you to take a good FDCPA or FCRA case to Court without a lawyer. Experienced consumer rights counsel will take any good FDCPA or FCRA without any money out of your pocket, because these federal statutes provide for fee shifting (i.e., the defendant has to pay the plaintiff's lawyer).
   
   Don't delay. You have already filed a motion for relief that the Court will not grant you. Get an attorney as soon as possible.
   
   In answer to your question, experienced counsel know how to use the existing legal remedies to force the creditors or collectors to correct the inaccurate information "voluntarily."

   Skaar & Feagle, LLP maintains offices in Marietta (770 427 5600) and Decatur (404 373 1970), Georgia. The... moreSkaar & Feagle, LLP maintains offices in Marietta (770 427 5600) and Decatur (404 373 1970), Georgia. The information ("the answer") provided above is for general information and educational purposes only. The answer should not be taken as legal advice for any individual case or situation. Posting the question and reviewing the answer does not constitute an attorney-client relationship. My firm will ask you to sign a written contract prior to the commencement of representation in any attorney-client relationship. Please contact 770 427 5600 or 404 373 1970, if you wish to discuss your situation further. Skaar & Feagle, LLP accepts select consumer rights cases. These cases include, but are not limited to, cases of abusive and unlawful collection activity, debt defense, credit reporting of false or obsolete (old) information, high interest lenders (title pawns, payday loans), debt management plans, and fraud or unfair practices in the sale and financing of automobiles. less

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2. Licensed in GA

   

   Paula Mcgill

   Atlanta Contracts / Agreements Lawyer

   Contributor Level 17

   1

   Lawyer agrees

   Answered February 03, 2013 22:54. Have you disputed the debt with the credit reporting agencies yet?
   If so, the next step would be to sue.

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3. Licensed in GA

   

   Scott Riddle

   Atlanta Litigation Lawyer

   Contributor Level 16

   Answered February 04, 2013 03:40. Follow the procedures to dispute the debt. Since you have a lawsuit with several claims on the credit reporting issue, presumably that is one of the things you asked for so tog et relief for those claims you'll need to win or settle the lawsuit.

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4. Licensed in GA

   

   Ainsworth Dudley

   Atlanta Employment / Labor Attorney

   Contributor Level 10

   Answered February 10, 2013 08:16. I agree with the prior answers, the FCRA and FDCPA statutes are very complex and no one should represent themselves in federal court in my opinion. This should be a simple matter for an attorney to clear up for you in the existing litigation.

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