Ch.7 filed May 2010 - Reaffirmation with PNC Mortgage on home. PNC wrote a letter to the Trustee stating they would like to reaffirm my home loan. PNC then wrote the reaffirmation and included a repayment schedule of 300 payments at $531.78 per month fixed int.5%. I did not have an Attorney so the Judge had a reaffirmatiom hearing. He read it and approved it.I understood it. Ch.7 discharged in Sept.2010. Reaffirmation hearing 10/22/2010 !! Now PNC states I was behind 4 payments before the reaffirmation and they are foreclosing. Someone told me I could file a Motion For Violation of Creditor Misconduct, even after the Discharge?? PNC states the repayment schedule does not mean anything, that is just for the Judge to see how long the payments will be and the amount!! How do I stop PNC ??