Asked over 4 years ago - Detroit, MI
FlagMy wages have been getting garnished from my bank account and my checks for a couple of months now because of a delinquent Discover card I had a few years ago. before they collectors started garnishing my wages I asked to be put on a payment plan and they only gave me outrageous options that would have hurt me more than help me. When I couldn't comply with THEIR options they went through the courts to garnish my wages and here I am today. I recently called the lawyers to ask for a schedule of the garnishing times or a payment plan So I can know what to expect and be ready for garnishment. The last time they garnished my wages my bank charged me $75, they took $66 and are holding $284 from my bank account. This put me in a big hole with my bank and with my rent check. When I called they were really nasty to me on the phone and weren't trying to help me at all. I currently owe them approximately $1300, the secretary told me in a really nasty tone "give us the $1300 and the garnishments will stop, other than that there ain't nothing we can do to help you" and proceeds to hang up on me. I was just wondering what my options were?
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