How to claim for pain and incidentals after a car accident where the other party was at fault.

The insurer is not acting in your best interest. You should take this matter to a lawyer. You have rights but you have to act to protect those rights. Feel free to contact me if you'd like. I practice in Cook and DuPage.

You might find my Legal Guide helpful "How to Choose A Lawyer For You"

http://www.avvo.com/legal-guides/ugc/how-to-choose-a-lawyer-for-you

You might find my Legal Guide helpful " What Do I Tell My Lawyer"

http://www.avvo.com/legal-guides/ugc/what-do-i-tell-my-lawyer

You might find my Legal Guide helpful "Successful Start to a Personal Injury Lawsuit".

http://www.avvo.com/legal-guides/ugc/successful-start-for-a-personal-injury-lawsuit

Good luck to you.

God bless. I am in Chicago

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It depends on how much were the medicals and the pain and suffering. If you are not sure, contact a local attorney.

You should consult with an attorney.