A friend of mine had a motor vehicle accident 2 years ago in Connecticut. She sent payment to her insurance co late (but before the accident). Her insurance co wont cover her now that she's being sued.She is homeless & jobless, staying with different friends willing to put her up short term. She was thrown out by her parents & picks up her mail when they allow it. She's being sued & is receiving documents from 2 different law firms. She doesn't understand what they mean & cant afford legal representation. What should she do? She's overwhelmed with everything being sent to her & is paralyzed with fear & confusion & doesn't know the first thing to do. At 25 years old, she has no assets of any kind & her only home, her car, was totalled in the accident. The case is already going to court.