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How long is a judgement enforcible in Florida? How many years

Miami, FL |

35k credit card judgement awarded. 06/2003

Attorney Answers 3

Posted

If it's a valid judgment, it can be up to 20 years.

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Posted

I agree. A judgment can be valid for up to 20 years.

This response does not create an attorney-client relationship. Unless you are already a client of the Law Office of Preston H. Oughton, pursuant to an executed fee agreement, you should not use, interpret, or rely on this response as legal advice or opinion. Do not act on any information in this response without seeking legal advice. Preston H. Oughton poughton@oughtonlaw.com (904) 854-6336.

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Posted

Judgment is valid for 20 years; however, it is also important to note that a judgment is not just something that damages your credit. Judgment creditors can exercise remedies such as garnishment against wages or bank accounts, and/or obtain liens on your personal or real property.

Given that this judgment is 10 years old and that it is a credit card debt; the creditor may be willing to settle the matter for much lower than that $35k amount. They may also be quite receptive to a small monthly payment arrangement to chip away at the debt. Just an option. Otherwise, you can let it sit.

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