How long does a credit bureau take to reflect changes in a report?

Asked almost 2 years ago - New York, NY

I had a creditor submit a request to delete their tradeline with Transunion today.

Wondering how long it will take for it to be reflected in my report, and that tradeline to disappear?

Attorney answers (3)

  1. David Kennedy Bifulco

    Pro

    Contributor Level 8

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    Answered . From the time Transunion receives the information it should be between 30 and 60 days.

    The answer provided is for informational purposes only and does not constitute legal advice. Pennsylvania... more
  2. Marc Gregory Wagman

    Contributor Level 17

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    Lawyers agree

    1

    Answered . It varies no way to predict but likely shouldn't take more than a month. There are guidelines for the dispute process for them to respond and an item to be removed. However if they agree to have the item removed your best bet is to ask them how long.

    The response given is not intended to create, nor does it create an ongoing duty to respond to questions. The... more
  3. Alan D. Walton

    Pro

    Contributor Level 19

    2

    Lawyers agree

    Answered . The creditor has to change its electronic record, which can take time. Once that is done, when it sends the data to Transunion (usually at the end of the month), it will get updated.

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