My two kids were involved in a car accident last year. Other driver charged. One was bruised & sore for several days. Other had an injury & treatment for a couple months. Still has some issues & was told he probably won't get any better. I went through our ins co on everything. Other ins wanted to settle after 2 days & made offer. I asked to wait on both kids until all treatment was over. I contacted them after it ended & bills were paid by my ins (8 months ago) & we have continued contact. They are still getting records so they can pay my ins co back for med bills & will get back to me. Can they drag out until it is too late for me to do anything? How long do I have to reach an agreement on the settlement? Now almost 1 year after accident.
You typically have two years from the date of the accident to file a negligence suit. Insurance companies are notorious for delaying in cases where the injured party is representing themselves long enough for the statute of limitations to run out. I would recommend that you seek the services of an attorney to assist you in the process. Personal injury attorneys will help you get the proper compensation for your family (usually more than the insurance company will even consider offering you if you go it alone). Please feel free to call me if you want to discuss this further (440) 552-5492.
Never try to resolve an accident case without a lawyer or you will either get #1. no money or #2. a tiny nuisance settlement. You would need to retain a personal injury lawyer. Find a lawyer with a low contingency fee, less than 30% with no costs deducted, so you get the lion’s share of the settlement, not your lawyer.
Consult with a local injury lawyer asap. I never allow the ins cos unlimited access to my client's medical records. They are looking for anything they can find to use against your claim. You dont want them dealing with your health ins co as your atty probably can negotiate a reduction in the reimbursement. You kids' claims may need to get court approval. See a lawyer for free, and on percentage.
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