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How likely is the HOA to foreclose in AZ if mortgage is underwater?

San Tan Valley, AZ |

It is my understanding that an HOA lien is junior to the mortgage, which is senior. We are underwater by about $82k. How likely would the HOA be to start foreclosure proceedings when $5k is owed for fees and assessments?

Attorney Answers 1


  1. Without knowing the HOA, it is unlikely that it would foreclose when there is a lack of equity to re-coup the money.

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