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How far can an HOA go with fines?

Chula Vista, CA |

My HOA began fining me over two years ago for rules I have not violated. For example, noise complaints have been made against me, sometimes when I'm not even home. Needless to say, I don't pay these fines. Every month that the fines are not paid, the HOA charges 10% interest (each month). Interest charges alone are $200 per month. I was told if my house sales, I am liable for these fines, and interest, and a lien can be placed. Nothing has gone to court. Is this correct?

Attorney Answers 1


You’re playing with fire. Yes, the HOA can place a lien on your property and even foreclose the lien. You are also personally liable for all such charges for the period of time you own the unit.

Ignoring the issue will not make it go away, it will only get worse. Just recently I heard from an owner who lost his condo to foreclosure by the HOA. The foreclosure process does not require court action.

You may find one or more of my blog posts on this page worthwhile reading:

-- Michael

Michael R. Daymude, Attorney at Law
Sherman Oaks Galleria – Comerica Bank Building
15303 Ventura Boulevard, Suite 900
Sherman Oaks, CA 91403-3199
(818) 971-9409

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