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How does one go about determining if discrimination was a factor in the way a bank treated a loan?

Miami, FL |

Community bank gave ex and I 2 commercial loans, 5 mnths before divorce, knowing in the process. I contacted them day I received businesses, informing they would be dealing with me., Learned ex hadn't made that months pmts. Told him I would pay within 4 days before 30 late.. 2 days later received voicemail, same officer "had from 2 sources, mtgs unpd because I had been raiding accts,,not to think for 1 second they wouldn't foreclose". Had he cked wouId see ex did all withdrawals.Made all current next day but continue to do everything can to foreclose, changed 20 yr mtgs to 1 yr balloons, refused to refi each yr unless did more. No reason for this treatment. I made all pmts, cooperated with anything ask, increased income. Would like to determine if because now single/divorced female.

This year had nothing more they wanted so when balloon came, unable to pay, called all loans, filed and rushed foreclosure. I had to quickly market and sell far undervalue so wouldn't go after my small savings for deficiency and now left with no income. I don't know this is the reason but in 4 years, starting with 8.00 ex left in account, I paid all hidden bills he left, tripled business, cut expenses. I can't find a reason for the multitude of times they have threatened or tried to foreclose.

Attorney Answers 2

  1. For some reason this was listed as an employment question, which may be why you have not been getting any answers. I changed it to Foreclosure, which is clearly what your issue is about, in the hopes that you may get a helpful response before the time runs on the question:)

    ***Please be sure to mark if you find the answer "helpful" or a "best" answer. Thank you! I hope this helps. ******

  2. I get the gist of your upset, but you obviously have a lot to say, and I don't understand it fully. Nevertheless, it sounds like you have some action for relief.

    The law is complicated and although the facts expressed may seem to be all that is relevant, there may be many other important facts to consider. Also, the law is constantly undergoing change, so what may be correct today, may not be accurate tomorrow. Only a full consultation with an attorney experienced or knowledgeable in the specific legal subject matter is likely to result in the optimal course of action. My practice has entailed more than a 30 year span of many real estate, personal property, and bankruptcy issues. Find out more about me at: