I have an inter spousal deed. The lien is from a credit union with unknown debt he has accumulated. The property is in my name (deed) but he is still on the loan. I am currently trying to refinance the property and remove him from the loan. How will I be affected by this? What do I need to do first? The lien was placed in 2012 but it has been my property since March 2010.
The simplest way to handle this is to ask the lien holder to release the lien AS TO THE PROPERTY ONLY. And explain that it was wrongfully filed. That way it remains attached to your ex. If they fail to agree to do this contact a local attorney help you navigate this unfortunate situation.