How do I protect myself if I don't have insurance and I got into an auto accident?
Specifically, I did not have auto insurance for the time the auto accident occurred. I want to know if there is any way to protect myself with the power of an attorney against inflated auto damage reports from the other party as well as injury claims. Are there options and room to arbitrate or negotiate with the other party's insurance company?
You really need to talk to a defense attorney as you did not have any insurance at the time of the accident. I would suggest contacting a personal injury attorney in your area that can provide you with the defense you will be needing. if there are any injuries involved, you could be held liable for a large sum of money. There may be "options and room to arbitrate or negotiate with the other party's insurance company", but if you are not an attorney you do not know how to go about handling those claims. They can be very hard to resolve. Good luck.
Mr. Crosner is licensed to practice law in California and has been practicing law in California since 1978. The... more
Mr. Crosner is licensed to practice law in California and has been practicing law in California since 1978. The response herein is general legal and business analysis.. It is not intended nor construed to be "legal advice" but rather it is analysis, and different lawyers may analyze this matter differently, especially if there are additional facts not reflected in the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. I am not your attorney until retained by a written retainer agreement signed by both of us. See also avvo.com terms and conditions item 9, incorporated as if it was reprinted here.
I agree. Hiring an attorney to represent you is your best chance at defending against any miscalculated or unrelated injury and property damage claims. If you have questions, contact an attorney and consult with him/her about your options. Consultations are usually free of charge.
For more helpful information, call Bergener & Associates at 1-800-881-2021 or visit our website http://www.... more
For more helpful information, call Bergener & Associates at 1-800-881-2021 or visit our website http://www.bergenerlaw.com.
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There is little you can so after the fact. I would still immediately secure insurance to bring yourself back into the proper legal standard, but as far as the accident which already occurred you are at a great disadvantage.
Any claim you make, you are limited to your fixed damages, ie. medical bills, property damage, etc., and not pain and suffering.
You seem to be at fault and would be thus liable for the other parties' damages and would have to pay your own legal defense costs.
The only good news is that if you were uninsured, the injured party usually just pursues their own insurance company under their uninsured motorist coverage and if you are judgement proof and uninsured, in most cases the plaintiff will have little or no interest in pursuing you.
You need to hire a lawyer before you do anything else. You should pay no money to anyone unless you are assured that you will receive a full release.
An attorney-client relationship is NOT created through the use of this website or by answering this particular... more
An attorney-client relationship is NOT created through the use of this website or by answering this particular post. Each claim is different and must be judged on its own merits. The response herein does not constitute legal advice. The response is in the form of legal education and is intended to provide general information about the matter within the question. Questions may not include significant and important facts that could significantly change the reply. Mr. Price is licensed in MO only and strongly advises the questioner to confer with an attorney in his or her particular state in order to ensure proper advice is received.